New & Used Vehicle Financing

Buying a new or used vehicle gives you the freedom to use it however you'd like and for as long as you'd like. There are no mileage restrictions or fees to pay if you put too much wear and tear on your car, truck or SUV when you are the vehicle's owner. Furthermore, you don't have to worry about turning it in after two or three years.

Vehicle loans often stretch out as long as 84 months to help keep your monthly payment within your budget. Interest rates may vary depending on your credit profile, the loan term, and whether you're buying a new or used vehicle. Taxes and fees can also be rolled into your loan or paid as part of your down payment.

Financing vs Leasing

The major difference between financing and leasing a Ford is that you own a vehicle that you finance. This means that you can sell, trade or otherwise transfer ownership at your discretion assuming that the loan is paid off in the process. If the loan is already paid off, you have the ability to do whatever you'd like with the vehicle as the title will be free and clear.

Leasing means that your simply in possession of the vehicle and have a predetermined amount of mileage. Although you don't own a leased Ford, you are obligated to have it inspected and maintained as if it were your own. Failure to do so could result in a financial penalty at the end of the lease period. You may incur a discharge fee and other costs when you surrender the vehicle.

A lease also allows you to get behind the wheel of a new Ford car, truck, or SUV every few years without any worry of having negative equity in the vehicle. You will have warranty protection for the entire time you are leasing your Ford model.